60 day travel insurance (2 month travel insurance)

Getting away for a longer break? We’re jealous! You’re in the right place if you’re looking for help finding the right travel insurance for extended trips (including a 60 day trip).

60 days is awkwardly not long enough to count as long stay insurance cover (which goes up to 18 months), but it’s long enough not to be covered on standard travel insurance policies, which usually have a maximum stay of around 31 days (even for annual multi-trip insurance).

So, what do you do? Well, you can try and find an insurance provider who will insure you for up to 60 days on a single trip, although these can be expensive – and typically are annual multi-trip insurance policies with an extended stay per trip. You can find these with a travel insurance comparison site such as Confused.com¹.

Although if you already have annual multi-trip travel insurance in place, it’s worth checking to see if they’ll extend the length of the one trip for you to 60 days – and you never know, it might be free! 

If you do have it, you might also need to check if you currently have just European cover, US and Canada cover, or worldwide cover (and upgrade if needed).

However, your best bet is to get long stay travel insurance, even though your trip is shorter than the maximum.

We’ll run through your options in a bit more detail, but before that, there’s a few things to watch out for regarding your age and going on an extended trip:

• If you’re under 18, you might not be able to get cover with every insurance provider.
• As you get older, the length of time you can get covered for will typically reduce. If you’re over 80, you likely won’t be able to get cover for more than 31 days.

Nuts About Money tip: if you’re heading off for a long period of time, make sure to check your home insurance and contents insurance – there’s normally a limit on the number of days the property can be unoccupied for (which can be as low as 30 days). So, you might need to get a bit more cover called unoccupied home insurance cover.

60 day travel insurance

You might be able to find single-trip travel insurance or annual multi-trip insurance with a length of stay for up to 60 days (or up to 90 days). However, the standard is typically 31 days. 

Price wise, this can often be the most expensive way to get insurance for 60 days, so compare the prices before you get this type of insurance.

Long stay travel insurance

Long stay travel insurance is often going to be your best option (this can also be called backpackers travel insurance).

It will cover you for one long trip (which can span multiple countries), from a month to normally up to 365 days (and sometimes even 18 months).

It’s worth repeating here, long stay travel insurance is different to annual multi-trip travel insurance. Long stay insurance is just for one single trip that can last a long time (over a month), whereas annual multi-trip travel insurance covers you for the whole year, for multiple trips, but only for shorter trips (up to 31 days).

Note: you won’t normally be covered if you’re working abroad (or volunteering). You’ll normally need to add extra cover if you do want to work. It’s often simply called working abroad insurance, and you can either ask your insurance provider, or take out new insurance.

Long stay travel insurance can cover all the standard things that travel insurance covers, which is:

• Medical expenses
• Getting you home
• Holiday cancellation
• Missed departures and delays
• Lost luggage and personal belongings
• Damage to property or injury to someone else (personal liability cover)

And we recommend also adding on cover for:

• Emergency dental care
• Cash and cash equivalents (e.g. pre-paid tickets)
• Lost passport
• Terrorism (not a joke)

And if you’re going on a bit of an adventure, and might do extreme, adventure or winter sports (e.g. skiing), you’ll normally need to add them on as extra cover too.

Want to learn more? Here’s our in-depth guide to what travel insurance covers.

Pre-existing medical conditions?

If you have a pre-existing medical condition, make sure you share this information with your insurance provider, otherwise they might not pay out if you have any illness relating to it. When you’re abroad, medical bills can be eye watering (especially emergency medical treatment).

How to get travel insurance

Although travel insurance is pretty confusing, the good news is that you don’t have to spend lots of time looking for lots of different providers (insurance companies), you can get the best deal for you by using a travel insurance comparison site, such as Confused.com¹ (we’ve listed the best below).

Once you know the cover you need (e.g. up to 60 days for a long stay holiday in Europe), all you need to do is head over to the comparison site, add your personal details and details about your trip (you might need to select ‘backpacker insurance’ on some comparison sites), and they’ll do the hard work for you, all automatically, and search a range of insurance providers to find you the best deal.

It only takes around 10 minutes, and you’ll soon be looking at a short list of all the best insurance options. 

Simply pick your favourite from the shortlist (normally the cheapest), and you’ll be taken to the travel insurers website, normally with all your details pre-filled. Have a check over the details, and then simply buy the insurance, as simply as that.

You’ll typically be covered straight away, so protected from any unexpected cancellations or changes to your trip. Easy right?

We recommend printing out your policy documents or saving them to your phone, just so they’re handy when you need them (you might not have internet access at the time). They’ll normally be emailed to you as well.

Best travel insurance comparison sites

Let’s recap

There we have it, 60 day travel insurance. Well not quite, but the way to get travel insurance for at least 60 days – with long stay travel insurance.

Not many travel insurance providers offer standard insurance for 60 days, unless it’s part of a long stay insurance policy, which can cover you for up to 365 days away from home (on a single trip), and sometimes even 18 months.

You can also find 60 day trip insurance with annual multi-trip insurance, although there’s not too many providers who offer this, and it can work out more expensive. It’s normally an extension to the standard insurance policy (of up to 31 days), this will probably come at an extra cost.

Although if you already have annual travel insurance, it’s worth seeing if you can extend from the normal 31 days to 60 days or more.

The best way to find the right insurance for you is to use a travel insurance comparison site, such as Confused.com¹. They’ll compare a range of insurance providers to find the right deal for you.

And we’ll leave you with a bit of advice before we finish – it's a good idea to get travel insurance as soon as you book your trip, especially for bigger trips like 60 days away. You’ll be covered immediately and so financially protected should any part of your trip be cancelled. And with that said, enjoy your trip!